Until 2011, female UK
drivers benefitted from the discounts offered to lady motorists on their
vehicle insurance policy. Statistically women are far less likely than men to
make a claim, mainly because they are involved in fewer accidents and those
which they are party to tend to result in only minor damage rather than a write
off. As a result, many insurers provided advantageous motor insurance deals
specifically aimed at women behind the wheel. The 2011 EU Gender Directive
ended the legality of women-only motor insurance, so currently an advantageous
policy quote cannot be based on gender.
Fortunately, there are
plenty of other criteria insurers take into account when calculating a motor
premium figure, so if you’re a money-savvy female who wants more cover for less
cost, why not consider some of the suggestions below for ways to ensure you
obtain a competitive deal? Insurers rank all makes and models of car into one
of fifty different groups for the purposes of insurance. Usually the higher the
group, the more expensive the policy is going to be. If you prefer vehicles
which are economical and small rather than gas-guzzling, turbo-charged
leviathans, then you’re almost certain to end up with a lower quote.
