The 2011 EU Gender Directive ended the legality of women-only motor insurance

Until 2011, female UK drivers benefitted from the discounts offered to lady motorists on their vehicle insurance policy. Statistically women are far less likely than men to make a claim, mainly because they are involved in fewer accidents and those which they are party to tend to result in only minor damage rather than a write off. As a result, many insurers provided advantageous motor insurance deals specifically aimed at women behind the wheel. The 2011 EU Gender Directive ended the legality of women-only motor insurance, so currently an advantageous policy quote cannot be based on gender.

Fortunately, there are plenty of other criteria insurers take into account when calculating a motor premium figure, so if you’re a money-savvy female who wants more cover for less cost, why not consider some of the suggestions below for ways to ensure you obtain a competitive deal? Insurers rank all makes and models of car into one of fifty different groups for the purposes of insurance. Usually the higher the group, the more expensive the policy is going to be. If you prefer vehicles which are economical and small rather than gas-guzzling, turbo-charged leviathans, then you’re almost certain to end up with a lower quote.

via:www.womenscheapcarinsurance.co.uk

Shop Around for the Best Deals of car insurance

Savings of hundreds of pounds can be found if you shop around when you renew your cover. Be careful though. When shopping around for car insurance, it's important to make sure that you are comparing like-for-like cover. Some policies may seem cheaper, but you may find you don't have the same level of cover when you have to make a claim. 

Use an online comparison service to do the hard work for you. Put in your details and check the prices that come up. You can alter the excess that you are willing to pay and the mileage you will drive and get new quotes. Also check the insurers that don't feature in comparison sites, the big two are Direct Line and Aviva M&S promises to beat any renewal quote by another provider by at least £50 (renewals with M&S don't count). You also get European and legal coverage. For the environmentally-conscious, The Green Car Insurance deal not only plants trees on your behalf, but throws 90 days free travel insurance and a 25 per cent discount on your car cover into the deal.

via:www.thisismoney.co.uk

How and where can Young Female Drivers Source Cheap Car Insurance?

When they were first introduced in 2012, the European Unions’ Gender Neutral legislation created a great deal of confusion throughout an entire continent. Many people still struggle to understand its impact to this day, although it was intended to prevent insurers and financial service providers from discriminating against consumers on the basis of the gender. This led to variable results across multiple industries, although as a general rule it was female consumer who came off worse.

Female drivers were particularly hard hit, and they continue to be to this day. While young male drivers were historically forced to pay considerably more than their female counterparts, for example, this balanced was redressed by gender neutral legislation and led to a significant rise in the amount that women were required to play. More specifically, young males saw their premiums fall by an average of £500 per annum, while female drivers saw theirs rise by an estimated £250 in the same period.

via:www.caryoo.com

Zurich Lady Star car insurance includes the following great benefits

Lady star knows what matters to you and knows how you love great value, which is why when you buy our Lady star car insurance online you get one month free.

Zurich Lady Star car insurance includes the following great benefits:

• 24 hour breakdown assistance including puncture and refueling assistance (available in the Republic of Ireland and Northern Ireland).

• Superior personal effects cover up to €400 including bag & contents cover.

• We also include free cover for childcare accessories in the car.

• Benefit of a large nationwide network of approved repairers (ROI only).

• In the event of an accident, fire or theft incident, a 'like for like' replacement car (up to a maximum of 1800cc) for up to 10 days (ROI only)

• Get recognized for your past driving experience as a named driver on a previous motor insurance policy.

• Further discounts available if your previous named driving experience was earned on a Zurich Ireland car insurance policy.

• No Claims Discount of up to 55% off your total premium.

• If you are unfortunate to have one claim for fire or theft we will not penalize your No Claims Bonus as a result. 

via.www.zurichinsurance.ie